Core Viewpoint - Consumption is emphasized as the main engine for economic growth and a direct reflection of people's quality of life, with a strong call to boost consumption through financial services supporting the real economy [1] Group 1: Financial Services for Trade and Consumption - Shenzhen Construction Bank (CCB) is actively responding to national calls to stabilize foreign trade and promote consumption by enhancing financial services for enterprises and citizens [3] - The bank has provided international settlement services amounting to $106 billion from January to October 2025, marking a 16% year-on-year increase, and trade financing support of 34.3 billion yuan, a significant 44% increase [4] - CCB has introduced innovative payment tools like "Cross-border Easy Payment" to enhance cross-border payment experiences, reducing average remittance time to real-time in 14 countries and regions [5] Group 2: Support for Emerging Business Models - The bank has strengthened financial support for emerging business models such as cross-border e-commerce, with service scale exceeding 4.2 billion yuan, a sixfold increase year-on-year [6] - CCB has promoted cross-border supply chain financing, with over 5.7 billion yuan disbursed, a 171% increase, and has upgraded its "Cross-border Quick Loan" products to provide low-cost financing for small and micro foreign trade enterprises [6] Group 3: Consumer Financial Services - CCB has launched various financial initiatives to enhance consumer welfare, focusing on upgrading consumption and quality of life for citizens [7] - The bank has provided over 5 billion yuan in credit card installment services for consumers, with nearly 2 billion yuan specifically for new energy vehicles, leading in market coverage and customer numbers [7] - CCB has reduced average consumer loan interest rates by over 30 basis points and served over 400,000 consumer loan clients, providing support exceeding 30 billion yuan, a 21% year-on-year increase [8] Group 4: Building New Consumption Ecosystems - CCB is constructing a comprehensive financial service ecosystem for the new energy vehicle sector, collaborating with leading brands to streamline the financing process for consumers [9] - The bank has engaged in deep cooperation with major consumption scene operators, enhancing consumer engagement through joint marketing activities, attracting over 250,000 participants and significantly increasing transaction volumes [10] - CCB aims to continuously optimize financial supply and deepen service innovation to support foreign trade enterprises and enhance citizens' quality of life [10]
双轮驱动焕新美好生活 深圳建行：筑牢外贸“压舱石” 点燃消费“主引擎”