落地首单“数知贷”！南京银行助力企业数据资产成功变现

Group 1 - Nanjing Bank has successfully completed the first "Data Knowledge Loan" product in its system, marking the first dual pledge financing of "data intellectual property + data assets" in Jiangsu province, aimed at promoting the financialization of data assets [1] - Kaos Data Technology Co., Ltd. specializes in industrial IoT and has a solid foundation in data modeling and intellectual property, providing services such as equipment operation and industrial control [1] - The "Data Knowledge Loan" product allows technology-based SMEs with valuable and measurable data assets to convert these assets into low-cost credit funds, creating new financing pathways for innovative enterprises [1] Group 2 - Nanjing Bank has been innovating its financial services for technology enterprises, launching products like "R&D Pipeline Loan" in collaboration with a regional technology transfer center to address long-term funding needs for biopharmaceutical companies [2] - The bank has also established a "Loan-Equity Link" fund for technology talent, innovating cooperation models among government, banks, and parks to provide financing solutions [2] - As of November 2025, Nanjing Bank has served nearly 88,000 technology enterprises, providing over 860 billion yuan in funding, with more than 7,000 technology loan accounts in Nanjing and a loan balance of nearly 50 billion yuan [2]