经络：11月份香港新批按保宗数为1068宗 涉及金额56.29亿港元

Core Insights - The number and amount of new mortgage insurance loans in Hong Kong have decreased significantly in November, marking a continuous decline for four months, with the number reaching a nearly seven-year low and the amount hitting a six-year low [1][2] Group 1: November Mortgage Insurance Data - In November, the number of new mortgage insurance loans was 1,068, amounting to 5.629 billion HKD, representing a month-on-month decrease of 100 loans (8.6%) and 4.02 billion HKD (6.7%) [1] - The number of new mortgage insurance loans utilized was 560, totaling 2.799 billion HKD, with a month-on-month decrease of 63 loans (10.1%) and 3.07 billion HKD (9.9%) [1] - The average amount of new mortgage insurance loans utilized was 5 million HKD, which is an increase of 10,000 HKD (0.3%) month-on-month, marking a seven-month high [1] Group 2: Year-to-Date Mortgage Insurance Trends - For the first eleven months, the number of new mortgage insurance loans was 14,726, totaling 73.997 billion HKD, reflecting a year-on-year decline of 4,619 loans (23.9%) and 27.051 billion HKD (26.8%) [1] - The number of new mortgage insurance loans utilized in the first eleven months was 6,594, amounting to 32.653 billion HKD, with a year-on-year decrease of 2,217 loans (25.2%) and 12.517 billion HKD (27.7%) [1] Group 3: Market Commentary - The Chief Vice President of the mortgage referral company indicated that the lack of large new property buyers and the government's previous easing of mortgage requirements have significantly reduced the demand for mortgage insurance, suggesting that the numbers will likely remain low [2]