CNCB(SH:601998) Zhong Guo Zheng Quan Bao·2025-12-09 08:28Group 1 - The core concept of "technology achievement transformation" is emphasized as the starting point and internal driving force for the integration of technological innovation and industry, addressing the challenges in technology transfer [1] - The Chinese government has prioritized the transformation of technological achievements, implementing various policies to accelerate the resolution of difficulties in this area [1] - The Beijing Municipal Government has issued an action plan aiming to establish an efficient and vibrant technology achievement transformation system by 2027, with 20 key tasks to promote the transfer of technological achievements [1] Group 2 - CITIC Bank has launched a "Technology Achievement Transformation Loan" product to better serve innovative enterprises, with a credit limit ranging from 3 million to 30 million yuan and a maximum term of 3 years [2] - The loan product has already supported over 300 million yuan in credit funding, targeting cutting-edge fields such as solid-state batteries, drones, semiconductor materials, and quantum brain magnetometry [2] - The bank's innovative financial service model combines insurance, loans, and investment to create a comprehensive support system for technology achievement transformation projects [3][4] Group 3 - The "insurance-loan-investment" model developed by CITIC Bank addresses the reluctance of financial institutions to fund early-stage high-risk technology projects, providing a replicable risk control paradigm [4] - This model facilitates deep cooperation between financial institutions and national research organizations, allowing banks to access high-quality technology projects and establish competitive advantages [4] - The innovation in financial tools supports the commercialization of strategic new materials, aligning with national innovation strategies and enhancing the bank's brand image in the technology finance sector [4]