香港积金局：香港强积金资产已增至1.5万亿港元 今年来净投资回报率约15%

Group 1 - The Hong Kong Mandatory Provident Fund (MPF) system has accumulated total assets of HKD 1.5 trillion over 25 years, with a net investment return of approximately 15% since early 2025 [1] - The coverage of retirement protection for Hong Kong's workforce has approached 100% since the implementation of the MPF, compared to only one-third of the workforce having retirement protection before [1] - Stock and mixed asset funds, which account for 80% of the total MPF assets, have recorded cumulative net returns of 240% and 200% respectively, outperforming the 1.8% annualized inflation rate [1] Group 2 - The Default Investment Strategy (DIS), launched in 2017, has achieved an average annualized net return of 6.9%, surpassing the 1.8% annualized inflation rate [2] - The "MPF Easy" platform, introduced in June last year, has streamlined and automated MPF administration, allowing members to manage their funds more conveniently [2] - The introduction of "MPF Easy" has led to a significant reduction in administrative fees, benefiting over 10 million member accounts, which represents over 90% of total accounts [3] Group 3 - The cancellation of the MPF offsetting arrangement effective May 1 this year is expected to strengthen retirement savings for employees [3] - Future initiatives by the Hong Kong MPF Authority include promoting voluntary contributions, increasing minimum and maximum contribution income levels, and optimizing the DIS [3]