Group 1 - The real estate market is experiencing significant downturns, forcing banks to sell properties directly, which marks a shift from their traditional role as intermediaries [1][6] - Banks are now offering "direct supply houses," which are properties reclaimed from borrowers unable to repay loans, with Jilin Bank providing over 2,000 such units [3] - These "direct supply houses" are priced approximately 30% below market value, making them attractive to buyers, while also indicating the severe state of the real estate market [5] Group 2 - The sale of properties by banks is expected to increase competition for developers and create anxiety among homeowners, as buyers anticipate even lower prices [5][6] - Many banks are withdrawing long-term deposit products, indicating a reluctance to lock in long-term interest rates, which reflects their expectations of declining future deposit rates [5] - The actions taken by banks are exacerbating market anxiety, highlighting the challenges faced by an industry that was once thriving [6]
从“放贷”到“卖房”，现在，轮到银行需要努力了
Sou Hu Cai Jing·2025-12-09 17:08