How Is The Hartford's Stock Performance Compared to Other Property & Casualty Insurance Stocks?

Core Viewpoint - The Hartford Insurance Group, Inc. (HIG) is a well-established insurance and financial services provider with a market cap of $36.1 billion, serving both individuals and businesses across various segments [1]. Company Overview - HIG is classified as a "large-cap" stock, with offerings that include property, casualty, employee benefits coverage, investment management, and mutual fund products [2]. Stock Performance - The stock has decreased by 6.6% from its 52-week high of $138.64 and has fallen 1.7% over the past three months, underperforming the Invesco KBW Property & Casualty Insurance ETF (KBWP) [3]. - Year-to-date, HIG stock has increased by 18.3%, outperforming KBWP's 4.4% gain, and has risen 6.8% over the past 52 weeks, while KBWP has decreased by 2.9% [4]. Financial Results - In Q3 2025, HIG reported a 41% increase in profit, with net income rising to $1.07 billion ($3.77 per share) from $761 million ($2.56 per share) year-over-year. The business insurance segment showed strong underwriting results with a combined ratio of 88.8%, an improvement from 92.2% the previous year [5]. - Property and casualty written premiums grew by 7%, driven by a 9% increase in business insurance premiums to $3.57 billion, aided by a quiet catastrophe season [5]. Competitive Position - Compared to its rival, The Allstate Corporation (ALL), HIG has outperformed, as Allstate's shares have only gained 4.9% year-to-date and have seen a marginal decline over the past 52 weeks [6].