月薪可观！反洗钱师为何成企业抢手资源？

Core Insights - The recent meeting involving thirteen core departments has classified virtual currency-related activities, including stablecoins, as illegal financial activities due to their inability to meet customer identification and anti-money laundering requirements [1][2] - The regulatory shift marks a new phase in virtual currency oversight, particularly emphasizing the risks associated with stablecoins, which have a circulation scale exceeding $184 billion [2][4] Regulatory Changes - The meeting highlighted the core flaws of stablecoins, particularly their failure to comply with basic regulatory requirements such as customer identification and anti-money laundering [2] - The regulatory tightening is a continuation of China's stance on virtual currencies since 2013, when Bitcoin was defined as a "specific virtual commodity" [2] Risk Identification - The regulatory upgrade targets three main risks: the extreme volatility of the virtual currency market, the rapid expansion of the stablecoin market with questionable issuance mechanisms and reserve transparency, and the use of stablecoins in illegal activities [4] - From January to October 2025, 47 cases of fraud related to stablecoins were reported, involving a total of 5.6 billion yuan [4] Impact on Business Activities - The new regulations will strictly prohibit any business activities related to stablecoins within the country, exposing individuals and institutions to legal risks if they engage in issuance, trading, or related services [4] Compliance Obligations - Financial institutions face increased compliance pressure, as they are prohibited from providing any services related to virtual currency activities and must enhance customer due diligence [5] - The development of the digital yuan, a state-issued legal digital currency, contrasts sharply with the anonymity and regulatory challenges posed by stablecoins [5] Professional Opportunities - The demand for professionals in the anti-money laundering field is expected to rise significantly, especially with the implementation of the new Anti-Money Laundering Law on January 1, 2025 [6][9] - The introduction of the Anti-Money Laundering Specialist certification exam will cater to various levels of professionals, with the exam scheduled for March 21, 2026 [6] Certification and Recognition - The Anti-Money Laundering Specialist certificate will be issued by the China Enterprise Financial Management Association, ensuring its authority and industry recognition [7] - Professionals holding this certification can expect a significant salary increase compared to non-certified individuals, making it a valuable asset in the increasingly stringent compliance landscape [9]