哈银消金迎“新帅”：孙升学出任董事长

Group 1 - Harbin Hain Consumer Finance Co., Ltd. has appointed a new chairman, Sun Shengxue, signaling a strategic restart for the company [1] - Sun Shengxue has extensive experience in the financial industry, having held key positions in various departments at Harbin Bank, which aligns with the company's needs for transformation in the consumer finance sector [1] - The previous chairman's self-operated strategy failed to sustain, leading to a shift towards a loan facilitation model, particularly focusing on off-balance-sheet business by the end of 2024 [2] Group 2 - Under the new leadership, there is potential for the resumption of self-operated business, supported by solid operating data, with revenue reaching 823 million yuan in the first half of 2025, a year-on-year increase of 19.26% [2] - The total assets of the company reached 25.418 billion yuan, with a loan balance of 23.671 billion yuan, reflecting growth of 4.30% and 4.89% respectively since the beginning of the year [2] - The company has been recognized as a high-tech enterprise and has established a research team of over 150 people, indicating a commitment to product development and innovation [2] Group 3 - Regulatory changes effective October 1, 2025, will impose restrictions on online loan interest rates exceeding 24%, pressuring companies that rely heavily on loan facilitation models [3] - Major institutions are increasing their self-operated business proportions in response to regulatory pressures, highlighting the importance of self-operated and shareholder collaborative channels [3] - Sun Shengxue's background in credit card operations, risk management, and mobile finance positions him well to meet the comprehensive requirements for customer acquisition, risk control, and technology in self-operated business [3]