每月工资扣的社保钱，到底为我们买了哪五份“保险”

Group 1 - The social insurance fees deducted from monthly salaries are not a general expense but rather a statutory protection network covering major risks throughout one's career [1] - The five types of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance, and maternity insurance, each addressing specific risk scenarios in life [1][3] Group 2 - Pension insurance is the largest and most recognized component, where both individuals and employers contribute to accumulate future retirement capital, ensuring basic living sources after retirement [1] - Medical insurance helps alleviate the economic burden of daily medical expenses, allowing for reimbursement of outpatient and hospitalization costs, thus reducing the risk of poverty due to illness [3] - Unemployment insurance provides financial support for individuals who involuntarily lose their jobs, offering unemployment benefits and medical insurance during the period of joblessness [3] - Work injury insurance is fully funded by employers, covering medical treatment, rehabilitation, and compensation for work-related injuries or occupational diseases [3] - Maternity insurance covers medical expenses related to childbirth and provides maternity leave benefits for eligible working women, supporting family rights [3]