Core Viewpoint - The approval of Harbin Bank's acquisition of Wulong Rongxing Village Bank marks a significant step in the consolidation of rural banking in Chongqing, transitioning from multiple independent entities to a unified operational structure under Harbin Bank [1][5][6]. Group 1: Acquisition Details - The National Financial Supervision Administration has approved Harbin Bank's acquisition of Wulong Rongxing, allowing the establishment of six new branches in Chongqing [1]. - All assets, liabilities, business operations, and employees of Wulong Rongxing will be fully assumed by Harbin Bank, leading to the dissolution of the original legal entity [1]. Group 2: Historical Context - Wulong Rongxing was established on June 1, 2011, with a registered capital of 50 million yuan, and has been a key player in providing inclusive financial services in the Wulong District [5]. - This acquisition signifies the end of the independent legal status of the last remaining "Rongxing" village bank initiated by Harbin Bank in Chongqing, completing the transition to a unified banking structure [5][6]. Group 3: Regulatory and Industry Implications - The integration reflects the implementation of financial regulatory policies aimed at reforming rural banks, as outlined in the "124 Document," which encourages mergers and unified management [6]. - Harbin Bank's approach in Chongqing serves as a model for the industry, demonstrating effective execution of reforms and the transition to integrated operations [6]. - Future focus will be on the newly established branches, particularly in terms of service direction, operational synergy with Harbin Bank, and enhancing regional financial service competitiveness [6].
哈尔滨银行完成重庆村镇银行整合 融兴体系法人时代落幕