VersaBank (VBNK) Q4 Earnings Match Estimates

Core Insights - VersaBank reported quarterly earnings of $0.24 per share, matching the Zacks Consensus Estimate, but down from $0.28 per share a year ago [1] - The bank's revenues for the quarter ended October 2025 were $25.29 million, exceeding the Zacks Consensus Estimate by 4.22% and up from $19.98 million year-over-year [2] - The stock has underperformed, losing about 8.9% since the beginning of the year compared to the S&P 500's gain of 16.3% [3] Earnings Performance - The company has surpassed consensus EPS estimates only once in the last four quarters [1] - The current consensus EPS estimate for the upcoming quarter is $0.29, with expected revenues of $25.67 million, and for the current fiscal year, the estimate is $1.50 on revenues of $116.76 million [7] Market Outlook - The sustainability of the stock's price movement will depend on management's commentary during the earnings call [3] - The Zacks Rank for VersaBank is currently 3 (Hold), indicating expected performance in line with the market in the near future [6] - The outlook for the industry, particularly the Banks - Foreign sector, is favorable, ranking in the top 26% of over 250 Zacks industries [8]