今明两年，到底该买房或卖房，哪个选择更适合？内行人给出答案

Core Insights - The real estate market is transitioning from a period of consistent price increases to a more stable and rational phase starting in 2024, with a decline in national housing sales and price adjustments in many cities [1][3] - Government policies are increasingly supportive, with interest rate cuts and the relaxation of purchase restrictions aimed at stabilizing the market, indicating a need for market stabilization rather than merely inflating prices [1][3] Market Dynamics - The population of eligible homebuyers is decreasing, leading to a significant drop in housing transaction volumes, with 2023 seeing the lowest sales area in 15 years, which contributes to a more rational market where prices are less likely to rise arbitrarily [3][4] - The market is becoming increasingly segmented, with prime properties retaining value while average properties face significant challenges, indicating a shift from real estate as an investment to a necessity for living [3][4] Buyer and Seller Considerations - For buyers, current advantages include a wider selection of properties, price concessions from developers, and more favorable loan policies, making it a good time for those in need of housing [4][6] - Sellers face complex decisions; those with properties that have appreciated significantly may benefit from locking in profits, while those forced to sell due to financial distress may have to accept lower prices [4][6] Future Outlook - The market is expected to continue its rationalization and maturation over the next two years, with government support likely to persist, but significant price increases are not anticipated [9][10] - The focus should shift from speculative investment to assessing personal needs and financial situations, as the market adjusts and opportunities become more selective [9][10]