AI赋能保险供给创新，水滴保荣获2025年度普惠先锋产品奖

Core Insights - The "2025 Annual Conference and the 23rd Financial Storm Ranking" has recognized Waterdrop Insurance for its significant achievements in insurance product innovation, awarding it the "2025 Inclusive Pioneer Product" award [1] Group 1: Company Achievements - Waterdrop Insurance aims to provide accessible healthcare insurance for marginalized groups, including those with pre-existing conditions and the elderly, focusing on a mission to ensure that every family has access to insurance [3] - The company has launched 214 insurance products for individuals with pre-existing conditions by 2025, with 34 of these being domestic firsts and 37 products allowing for no health declarations, averaging a new product launch every 1.14 days [3] Group 2: Product Innovation - Waterdrop Insurance has introduced several industry-first products, including a medical insurance plan with guaranteed renewal for five years without health declarations, a maternity insurance plan without health declarations, and a long-term income compensation insurance plan available for individuals up to 70 years old [3] - The company is building a "universe of innovative insurance products for individuals with pre-existing conditions," ensuring that users of different ages and health statuses can find suitable insurance [3] Group 3: Collaborative Efforts - To promote inclusive insurance, Waterdrop Insurance has initiated the "Inclusive Product Alliance" in collaboration with 18 insurance companies, focusing on the insurance needs of specific groups such as those with pre-existing conditions, the elderly, and mothers [4] - The alliance aims to leverage AI and co-create products that are affordable and accessible, returning insurance to its fundamental purpose of providing protection [4]