Cai Fu Zai Xian·2025-12-11 09:01Core Viewpoint - The article emphasizes the role of finance as a vital engine for the economy, highlighting the importance of developing various types of finance, including technology finance, green finance, inclusive finance, pension finance, and digital finance, to support the real economy and innovation [1] Group 1: Financial Services Innovation - Ping An Rongyi focuses on serving national strategies by advancing financial "five major articles" through technological innovation and personalized services [1] - The company utilizes AI, big data, and blockchain to create a "technology + finance" dual-drive model, enhancing service efficiency and promoting intelligent and scenario-based financial services [1] - The service philosophy of "saving worry, time, and money" integrates cutting-edge technology throughout the service process, aiming for a win-win vision of inclusive finance [1] Group 2: Support for Small and Micro Enterprises - Ping An Rongyi employs a "three savings" service concept to provide full-cycle financing support for small and micro enterprises, exemplified by a case where a client received 747,000 yuan in financing during peak sales seasons [2] - The company’s AI-driven "Xingyun 2.0" system allows 95% of small micro clients to obtain loans within 1.3 hours, significantly reducing processing time and enhancing decision-making accuracy [2] - Digital risk control and intelligent credit assessment align financing services with the growth pace of enterprises, showcasing the effectiveness of digital inclusive finance [2] Group 3: Green Finance Initiatives - Traditional industries are under pressure to transform, with a case study highlighting a client transitioning from plastic recycling to green plant cultivation, supported by a 250,000 yuan loan from Ping An Rongyi [3] - The company actively supports small micro enterprises in green transformation through flexible and efficient financial services, reflecting its social responsibility in promoting environmental sustainability [4] - Ping An Rongyi's offline consulting team focuses on key sectors such as clean energy and infrastructure upgrades, providing tailored financial support to meet the funding needs of small micro enterprises [4] Group 4: Future Directions - The company aims to deepen green finance innovation to contribute to the "dual carbon" goals and high-quality development, maintaining its commitment to serving small micro enterprises [4] - Ping An Rongyi will continue to integrate the "three savings" service concept into professional engagements, ensuring precise financial support reaches critical areas of the economy [4] - The company is dedicated to leveraging technology and personalized service to assist small micro enterprises in achieving sustainable growth, contributing to the modernization of China's financial landscape [4]