短期限纯固收产品最高涨超4% 部分产品全仓现金类资产

Overall Performance - As of December 4, 2025, there are a total of 6,475 public pure fixed-income products with a maturity of three months or less, including different share classes [1] - Among these, 4,106 products have disclosed net values and achieved positive returns for nearly six consecutive months, representing 63.41% of the total [1] - Three wealth management companies are featured in the current ranking, with Minsheng Wealth Management having four products, while Huaxia Wealth Management and Xinyin Wealth Management each have three products, totaling six products that achieved "0 drawdown" over the past six months [1] Highlighted Product Analysis - The top product, Huaxia Wealth Management's "Fixed Income Pure Bond Shortest Holding 60 Days Wealth Management Product E Class A," has an average net value growth rate of 4.95% over the past six months [2] - Since its establishment in March 2025, this product has shown a steady upward trend, with a maximum drawdown of only 0.41% despite experiencing significant volatility during mid-July to mid-August [2] - The runner-up product, Minsheng Wealth Management's "Fuzhu Pure Bond 91 Days Holding Period 27th Wealth Management Product A," has an average net value growth rate of 3.97% and is the only product among the top three to achieve "0 drawdown" [2] - As of the end of Q3 this year, the product's bond holdings reached 73.32%, with the top ten holdings consisting entirely of credit bonds [2] Additional Insights - Other products achieving "0 drawdown" over the past six months include Minsheng Wealth Management's "Fuzhu Pure Bond 14 Days Holding Period 17th Wealth Management Product A" and "Fuzhu Pure Bond 7 Days Holding Period 28th Wealth Management Product A," as well as Xinyin Wealth Management's "Anyingxiang Fixed Income Stable Profit 21 Days Holding Period 2nd Wealth Management Product G Class" and "Anyingxiang Fixed Income Stable Profit 3 Months Holding Period 27th Wealth Management Product G Class," along with Huaxia Wealth Management's "Fixed Income Pure Bond Shortest Holding 90 Days Wealth Management Product K Class B" [2][3] - The average net value growth rate of the "0 drawdown" products exceeds 3%, but it is noteworthy that the three "0 drawdown" products from Minsheng Wealth Management have similar investment strategies, with the top ten holdings consisting solely of credit bonds [3] - Xinyin Wealth Management's "Anyingxiang Fixed Income Stable Profit 3 Months Holding Period 27th Wealth Management Product G Class" has all its holdings in cash and bank deposits as of the end of Q3, making it difficult to ascertain its sources of returns [3]