建设三大中心，天津“十五五”打出“别样”金融牌

Core Viewpoint - Tianjin aims to establish a unique financial landscape during the 14th Five-Year Plan, focusing on serving the real economy and developing niche financial sectors rather than competing with other cities on a broad scale [1] Financial Innovation and Industry Collaboration - The core challenge for Tianjin is to enhance the financial support for the manufacturing sector, ensuring that financial resources effectively nourish the industry [2] - The proposal emphasizes the development of a financial innovation operational demonstration zone and the construction of characteristic financial aggregation areas, marking an upgrade from previous strategies [2] - Key areas of financial innovation include technology finance, green finance, inclusive finance, pension finance, and digital finance, aligning with Tianjin's focus on "new quality productivity" [2] - The proposal highlights the importance of deep collaboration between finance and the entire industrial chain, aiming to create a financial ecosystem that supports industrial renewal [2] Global Leasing Centers - Tianjin sets ambitious goals to build globally influential leasing centers for aircraft, ships, and offshore exports, directly competing with world-class leasing hubs like Dublin [3] - The city leverages its advanced manufacturing base to enhance competitiveness in high-end equipment, which in turn supports the leasing industry [3] - The initiative to develop offshore leasing is seen as a significant reform, aiming to break down barriers in cross-border financial services [3] Commercial Factoring Development - The proposal includes a goal to establish Tianjin as the national capital of commercial factoring, which is crucial for addressing financing challenges faced by small and medium-sized enterprises [4][5] - Commercial factoring is viewed as a key tool for improving the financing conditions of the real economy by unlocking the value of accounts receivable [5] - The development of a commercial factoring hub requires not only the aggregation of enterprises but also the establishment of a supportive ecosystem, including industry standards and regulatory improvements [5] Overall Financial Reform Strategy - Tianjin's financial reforms are closely tied to the real economy, aiming to activate financial resources to support high-end manufacturing and drive industrial upgrades [6] - The dual engines of leasing and factoring are expected to alleviate financing difficulties for enterprises and create a replicable "Tianjin model" for financial development [6]