Bank Of Jiangsu(SH:600919) Jin Rong Jie·2025-12-11 12:25Core Viewpoint - Jiangsu Bank has demonstrated strong growth in assets, deposits, and loans while maintaining a focus on high-quality development and investor returns through consistent cash dividends [1][2]. Group 1: Financial Performance - As of September 30, 2025, Jiangsu Bank's total assets reached 4.93 trillion yuan, a year-on-year increase of 24.68% [1] - The bank's total deposits amounted to 2.54 trillion yuan, reflecting a growth of 20.22% compared to the end of the previous year [1] - Total loans stood at 2.47 trillion yuan, with a year-on-year growth of 17.87% [1] - For the first three quarters of 2025, Jiangsu Bank reported revenue of 67.183 billion yuan, an increase of 7.83% year-on-year, and a net profit attributable to shareholders of 30.583 billion yuan, up 8.32% year-on-year [1] Group 2: Investor Relations and Dividends - Jiangsu Bank has maintained a cash dividend payout ratio of 30% of net profit in recent years, with cumulative cash dividends of nearly 50 billion yuan since its listing [2] - The bank plans to increase the frequency of dividends by introducing mid-term dividends in response to policy calls, with specific arrangements to be determined by the board based on profitability and cash flow [2] Group 3: Strategic Focus - The bank emphasizes project reserves as the foundation for asset allocation, aiming for steady growth in reserves and orderly credit deployment [2] - Jiangsu Bank has established a normalized project reserve mechanism and is currently advancing its project reserves for 2026, aligning with policy directions in key areas [2] Group 4: Shareholder Information - As of September 30, 2025, Jiangsu Bank had 159,305 shareholders, an increase of 20,480 from the previous count, with an average holding value of 1.1992 million yuan per shareholder [3] - The participating institution in the recent research, Ruiyuan Fund, focuses on value investment and has seen a 61.37% growth in its fund value over the past year [3]