贝森特提议对金融稳定监督委员会进行改革，或转向更宽松、更自由化

Core Viewpoint - The U.S. Treasury Secretary Scott Bessent plans to significantly adjust the regulatory approach of the Financial Stability Oversight Council (FSOC), shifting from a focus on strengthening regulation to a more relaxed regulatory environment, indicating a fundamental change in the regulatory framework established since the 2008 financial crisis [1][2]. Group 1: Regulatory Changes - Bessent's letter suggests a transition in the FSOC's regulatory focus, moving from stringent oversight of financial institutions to promoting a more lenient regulatory environment [1]. - The new approach will involve collaboration with member agencies to assess whether existing regulatory frameworks impose excessive burdens that negatively impact economic growth and financial stability [2]. - This shift contrasts sharply with the original intent of the FSOC, which was established to prevent systemic risks that could lead to financial crises [2]. Group 2: Economic Growth and Deregulation - Bessent advocates for lowering regulatory barriers and reducing oversight to strengthen the financial system and promote economic growth, aligning with the deregulatory focus of the Trump administration [2]. - The new guidelines will require the FSOC to evaluate if current regulations constitute an "undue burden" on economic growth, emphasizing the balance between regulatory costs and economic efficiency [2]. Group 3: AI Regulatory Agenda - A working group will be established to explore opportunities for artificial intelligence (AI) to enhance the resilience of the financial system while monitoring potential risks to financial stability posed by AI applications [3]. - This initiative reflects a shift in regulatory focus from traditional financial risks to the challenges presented by technological innovations [3].