VersaBank's Price Target and Performance Highlights

Core Viewpoint - Roth Capital has set a price target of $13 for VersaBank (NASDAQ: VBNK), reflecting confidence in the bank's growth and performance [2][5]. Financial Performance - VersaBank's fourth-quarter results for 2025 show strong growth in its Receivable Purchase Program (RPP) assets, which has driven record revenue, indicating the bank's strong operating leverage [2][5]. - The current stock price of VBNK is $13, marking an increase of 3.01% or $0.38, with fluctuations between $12.76 and $13.46 during the trading day [3][5]. - Over the past year, VBNK's stock has experienced a high of $16.47 and a low of $8.51, indicating volatility in its stock performance [3][5]. Market Position - VersaBank's market capitalization is approximately $418.18 million, with a trading volume of 136,671 shares [4]. - The bank's strategic growth in digital banking and technology solutions has contributed to its robust performance, as highlighted in its 2025 annual audited financial statements [4].