马云预言应验了？2026年开始，手中有存款的人，或面临3大现实？

Group 1 - Jack Ma is recognized as a significant figure in e-commerce and has made notable predictions regarding trends in finance, real estate, and e-commerce, which have proven to be accurate over time [1] - Recent claims about Jack Ma predicting that individuals with savings will face three major realities by 2026 have been identified as false, as he has not made such statements [3][9] Group 2 - Reality one: Earning interest from savings is becoming increasingly difficult, with the three-year bank deposit interest rate dropping from 3.05% to 1.55%, leading to a significant reduction in income for those relying on interest [7] - Reality two: The risks associated with entrepreneurship and investment are rising, as many new entrepreneurs face challenges due to slowing income growth and oversaturated traditional industries [4][6] - Reality three: Individuals with savings are frequently approached by friends and family for loans, creating social dilemmas regarding lending money, which could strain personal relationships [9]