从三组关键词，透视四川“十四五”金融“成绩单”

Core Insights - The financial sector in Sichuan has shown significant growth, with the balance of various loans reaching 12.8 trillion yuan by the end of October 2025, marking an 80.7% increase since the end of 2020 [1] - The average annual growth rates for deposits and loans in Sichuan over the past five years were approximately 9.5% and 12.7%, respectively, indicating strong support for the real economy [3] Group 1: Financial Support and Growth - The Sichuan financial system has increased support for the economy, with loan growth outpacing nominal economic growth, effectively meeting the reasonable credit demands of market entities [3] - By the end of October 2025, the loan balance for infrastructure in Sichuan reached 4.47 trillion yuan, a 210% increase from the end of 2020 [3] - Agricultural loans reached 2.74 trillion yuan, with a focus on 56 key agricultural industries, and loans for the "Tianfu Granary" project exceeding 1 trillion yuan [3] Group 2: Structural Optimization - The structure of credit allocation in Sichuan is shifting from heavy asset industries to high-quality development sectors, with significant growth in loans for strategic emerging industries, which doubled since the start of the 14th Five-Year Plan [4] - Personal consumption loans in Sichuan have increased by over 90%, reflecting a focus on promoting consumption and expanding domestic demand [4] Group 3: Cost Reduction and Efficiency Improvement - The financial system in Sichuan has implemented measures to reduce financing costs, with average interest rates for new corporate loans, inclusive of small and micro loans, dropping to approximately 3.77%, 4.02%, and 3.05% by October 2025 [5] - The province has introduced various facilitation measures in the foreign exchange sector, with cross-border RMB settlement volume reaching 1.1498 trillion yuan, a 112.7% increase compared to the 13th Five-Year Plan period [6] Group 4: Diversified Financing Solutions - Sichuan's financial system has established a diverse service network to meet different financing needs, with a total of 187 banks, 110 insurance companies, and 548 securities firms as of the third quarter of 2025 [7] - The bond market has also seen growth, with the outstanding balance of bonds in the interbank market reaching 776.85 billion yuan, a 79.8% increase since the end of 2020 [7] Group 5: Tailored Financial Services - Sichuan has developed customized service plans for various sectors, including the "Star Plan" for technology companies and innovative financial products for green and low-carbon enterprises [8] - The Sichuan regulatory authority is supporting the development of specialized boards for small and medium-sized enterprises, enhancing service efforts for key industries [8]