世界银行上调今明两年中国经济增速预期

Group 1 - The World Bank's latest economic report indicates that China's GDP grew by 5.2% year-on-year as of the third quarter of 2025, supported by loose fiscal and monetary policies that bolster domestic consumption and investment [1] - The World Bank has raised its economic growth forecasts for China for 2025 and 2026 by 0.4 percentage points compared to the previous report [1] - Future economic growth in China is expected to rely more on domestic demand, with structural reforms in the social security system and a more predictable business environment being crucial for boosting confidence and achieving resilient, sustainable growth [1] Group 2 - The report analyzes the relationship between high savings rates and consumer behavior, noting that nearly half of Chinese residents' savings are invested in real estate, with about a quarter in bank deposits [2] - The preference for low-risk bank deposits is influenced by precautionary savings needs and limited long-term financial products, compounded by recent declines in housing prices and cautious income expectations [2] - The World Bank suggests that China's financial system, particularly non-bank financial institutions, can play a greater role in promoting consumer spending, and enhancing the depth and transparency of capital markets will help reduce precautionary savings and shift the economy towards consumption-driven growth [2]