PICC(SH:601319) Mei Ri Shang Bao·2025-12-12 08:32Group 1 - The company, Xingkong Shen Zhi (Hangzhou) Technology Co., Ltd., received a 500,000 yuan insurance payout under the "Innovation Insurance" policy, marking the first claim in the city since the policy's launch [1] - Founded in 2023, the company focuses on two core R&D directions: AI smart diagnosis systems and innovative ophthalmic products, specifically "multi-surface lenses" [1] - The company halted the "multi-surface lens" project after clinical validation showed unsatisfactory results, but had previously insured the project, minimizing their losses [1] Group 2 - "Innovation Insurance" offers comprehensive risk coverage for enterprises, addressing risks from R&D to production safety, distinguishing it from traditional insurance products [2] - The Hangzhou Insurance Company established the first national center for technology achievement and intellectual property assessment in Zhejiang, integrating assessment services into the insurance process [2] - This insurance product employs a risk classification management system to provide analytical support for key risk points in technology transformation [2]