不再“借-还-借”：这家企业用1笔银行融资，跑完2000万油气贸易

Core Insights - The article discusses a new financing model for chemical trading companies, specifically highlighting how Company A utilizes the "66 Cloud Chain + Ningbo Tongshang Bank" model to improve operational efficiency and financial security in oil and gas trading [1][2]. Group 1: Financing Model - Company A only needs to provide 20% of its own funds for a 20 million yuan oil and gas trade, with the bank financing the remaining 80% from procurement to sales collection, ensuring a seamless process [1]. - Traditional financing methods require traders to prepay 100% to upstream suppliers and fully occupy capital during transportation, leading to increased financial pressure [2][11]. Group 2: Operational Efficiency - The process involves signing a non-vessel operating common carrier agreement with 66 Cloud Chain, which organizes the entire logistics process, including shipping and delivery, while the bank disburses funds based on contractual and logistical milestones [5][16]. - The logistics and payment flows are integrated, allowing the bank to verify the delivery and payment obligations, thus facilitating financing based on downstream payment credit [16][17]. Group 3: Market Implications - Other financial institutions, such as Tailong Bank, are also collaborating with 66 Cloud Chain to implement similar financing structures, indicating a trend towards more efficient trade financing solutions in the industry [18].