加纳央行拟出台新规强化非银行业务监管

Core Viewpoint - The Bank of Ghana is proposing new regulatory measures to strengthen oversight of non-bank financial activities, aiming to enhance industry stability and mitigate currency and liquidity risks [1] Group 1: Regulatory Changes - The proposed regulations require foreign banks and specialized deposit institutions to meet higher capital quality standards, with at least 60% of the minimum paid-up capital to be injected in convertible foreign currency [1] - The capital must be strictly allocated to financial instruments compliant with Islamic law [1] Group 2: Operational Requirements - The Bank of Ghana will establish minimum capital thresholds and application fees applicable to various institutions, including development finance institutions, microfinance companies, and rural banks [1] - Institutions must pay the specified licensing fees to obtain final operating licenses, and all operators are required to pay an annual regulatory fee by January 31 each year [1] Group 3: Discretionary Powers - The Bank of Ghana retains the discretion to impose additional capital buffers when deemed necessary [1]