前11月我国人民币贷款增加15．36万亿元

Group 1 - The core viewpoint of the article highlights the significant increase in China's RMB loans, which rose by 15.36 trillion yuan in the first 11 months of the year, indicating robust credit growth [1] - As of the end of November, the total balance of domestic and foreign currency loans reached 274.84 trillion yuan, reflecting a year-on-year growth of 6.3%, while the RMB loan balance was 271 trillion yuan, with a year-on-year increase of 6.4% [1] - The broad money supply and social financing scale maintained a high growth rate, with the broad money balance at 336.99 trillion yuan, up 8.0% year-on-year, and the social financing scale stock at 440.07 trillion yuan, increasing by 8.5% year-on-year [1] Group 2 - The incremental social financing scale for the first 11 months was 33.39 trillion yuan, which is 3.99 trillion yuan more than the same period last year, indicating a strong financing environment [1] - The credit structure has been continuously optimized, with inclusive small and micro loans reaching a balance of 35.88 trillion yuan, growing by 11.4% year-on-year, and medium to long-term loans for the manufacturing sector at 14.94 trillion yuan, increasing by 7.7% year-on-year, both outpacing the overall loan growth rate [1] - Loan interest rates remain at historically low levels, with the weighted average interest rate for newly issued corporate loans at approximately 3.1%, down about 30 basis points from the same period last year, and the same rate for personal housing loans also at about 3.1%, down approximately 3 basis points year-on-year [1]