Hua Xia Shi Bao·2025-12-13 11:47Core Viewpoint - The 19th Huaxia Institutional Investor Annual Conference and Huaxia Financial (Insurance) Technology Forum was successfully held in Beijing, focusing on the theme of "Vitality and Resilience, Innovation and Empowerment" to explore future paths in response to contemporary challenges [2]. Group 1: Financial Technology and Innovation - The conference featured a roundtable discussion on "Financial Technology Leap," where Shen Zhiyong, General Manager of the Data Management Department of China Minsheng Bank, shared insights on financial technology innovations and applications in the era of large models [2]. - Shen emphasized that the emergence of DeepSeek has sparked a wave of large model applications in China, with Minsheng Bank actively deploying related technologies to empower business development [3][4]. Group 2: Data Management and Digital Transformation - Data is identified as a key production factor in driving the development of the digital economy and digital finance, serving as the core force behind banks' digital transformation [3]. - The Data Management Department aims to build a complete digital nervous system for enterprises, significantly enhancing their market trend perception and decision-making agility [3]. Group 3: Implementation and Application of Large Models - Minsheng Bank's approach involves introducing advanced large model technologies, followed by deep adjustments based on actual business needs and data accumulation, while strengthening underlying infrastructure [4]. - The application of large models has shown significant results, particularly in improving internal operational efficiency and optimizing customer experience [5]. Group 4: Performance Metrics and Future Directions - As of June 2025, the daily usage of large model applications at Minsheng Bank has tripled compared to the end of the previous year, with key applications in credit due diligence, retail marketing, remote seating, business operations, and knowledge Q&A [5]. - In the credit due diligence area, large models have enhanced risk analysis capabilities, with 80% of new credit scenarios utilizing these functions, while applications in retail customer marketing have been widely promoted across the bank [5].