Group 1 - The central bank has classified stablecoins as virtual currencies and emphasized that activities related to virtual currencies are illegal financial activities [1][98] - Stablecoins are designed to maintain price stability and are a type of cryptocurrency that utilizes blockchain technology [10][14] - The issuance of stablecoins typically involves backing them with fiat currency, such as the US dollar, to maintain a 1:1 exchange relationship [71][75] Group 2 - Stablecoins can enhance transaction efficiency by enabling peer-to-peer transactions without the need for banks or third-party platforms, but this efficiency comes at the cost of overall financial system security [62][64] - The reliance on stablecoins can create systemic risks, particularly if the issuing institutions do not maintain sufficient reserves to meet redemption demands, leading to liquidity issues [89][91] - The International Bank for Settlements has warned that stablecoins may not be a reliable form of currency without proper regulation, posing risks to financial stability and monetary sovereignty [95]
定调啦！如何一口气真正搞懂稳定币？
Sou Hu Cai Jing·2025-12-13 17:14