CPIC(SH:601601) Zheng Quan Shi Bao Wang·2025-12-14 07:39Core Insights - The article discusses the challenges and opportunities faced by the low-altitude cleaning drone company, Jiusi Intelligent, as it expands into international markets, particularly the need for customized insurance services to mitigate high logistics costs and local production issues [1][4]. Group 1: Industry Overview - The low-altitude economy, particularly in drone technology, is recognized as a leading sector in China, with Shenzhen aiming to become a global hub for this industry [2]. - The low-altitude economy encompasses a complex and diverse range of fields, including manufacturing, operation, comprehensive services, and safety assurance [2]. - Current insurance offerings in the low-altitude economy primarily focus on manufacturing and operational scenarios, leaving many risks uncovered [2][3]. Group 2: Insurance Needs and Innovations - There is a growing demand for insurance services tailored to the unique risks associated with emerging industries, particularly as Chinese companies expand overseas [2][4]. - Jiusi Intelligent has expressed the need for insurance solutions that can adapt quickly to the challenges of international operations, including high logistics costs for equipment repairs and replacements [4]. - China Pacific Insurance (CPIC) has developed a "full-chain risk protection plan" specifically for Jiusi Intelligent, demonstrating an innovative approach to insurance in the low-altitude economy [1][4]. Group 3: Challenges in Insurance Provision - The lack of standardized statistical rules for low-altitude economy insurance complicates the development of comprehensive coverage [3][5]. - New insurance demands arise from overseas production, but challenges include varying legal standards and regulatory environments across countries [5][6]. - The insurance industry must collaborate with low-altitude enterprises and regulatory bodies to establish a standardized system that addresses diverse risks [6]. Group 4: Organizational Innovations in Insurance - CPIC has implemented a flexible team mechanism to better serve the needs of emerging industries, moving away from traditional linear operational models [7]. - Over the past decade, CPIC has provided 4.4 trillion yuan in insurance coverage for the aviation sector, indicating a strong commitment to innovation in insurance services [7]. - The establishment of a dedicated low-altitude economy business unit within CPIC aims to enhance industry integration and support the growth of this sector [7].