三部门：加强商务和金融协同 更大力度提振消费

Core Viewpoint - The notification issued by the Ministry of Commerce, the People's Bank of China, and the Financial Regulatory Administration aims to strengthen the collaboration between commerce and finance to boost consumer spending and support economic recovery [1] Group 1: Strengthening Collaboration - Local commerce departments and financial management authorities are encouraged to enhance communication and establish a coordination mechanism to address challenges in financial support for consumption [1][2] - Financial institutions are urged to align their resources and develop specific implementation guidelines to support consumer spending initiatives [2] Group 2: Financial Support for Key Consumption Areas - Financial services for durable goods and digital products will be enhanced, with a focus on installment payments and credit services to meet consumer demand for upgrades [3] - The notification emphasizes the need for innovative financial products in service consumption sectors such as hospitality, entertainment, and education [4] Group 3: Promoting New Consumption Models - The development of new consumption types, including green and digital consumption, will be supported through tailored financial services [5] - Financial institutions are encouraged to collaborate with e-commerce platforms to create business models that cater to online consumer behavior [5] Group 4: Expanding Government-Financial-Enterprise Cooperation - Financial institutions are encouraged to participate in local consumption promotion activities, offering specialized products and services to reach a broader consumer base [7] - Information sharing between local commerce departments and financial institutions will be enhanced to facilitate precise service delivery [8]