商务部等三部门：加强商务和金融协同，更大力度提振消费

Core Viewpoint - The Ministry of Commerce has issued a notification to strengthen the collaboration between commerce and finance, aiming to boost consumption through 11 specific policy measures across three main areas [1][15]. Group 1: Strengthening Financial Support for Key Consumption Areas - Emphasis on enhancing financial services for durable goods and digital products to tap into consumption upgrade potential [1][6]. - Financial institutions are encouraged to collaborate with platforms and key merchants to improve payment services like installment plans and digital currency [1][6]. - Support for cross-border supply chain financing and integration of domestic and foreign trade operations [1][6]. Group 2: Expanding Service Consumption Policies - A comprehensive policy framework ("1+N") is proposed to support service consumption in sectors like hospitality, entertainment, and education [1][7]. - Financial products and services will be innovated to better fit into consumption scenarios and ecosystems [1][7]. - Encouragement for financial institutions to provide loans to service sectors and elderly care businesses [1][7]. Group 3: Promoting New Consumption Models - Initiatives to foster new consumption types, including green and digital consumption, with tailored financial services [1][8]. - Financial institutions are urged to collaborate with e-commerce platforms to develop internet-adapted business models [1][8]. - Support for expanding consumer access and convenience through innovative financial solutions [1][8]. Group 4: Enhancing Government-Financial-Enterprise Cooperation - Encouragement for financial institutions to participate in local consumption promotion activities, offering specialized products and services [1][10]. - Development of a project list for key consumption areas to facilitate information sharing between local commerce departments and financial institutions [1][11]. - Promotion of consumer rights and rational borrowing through effective communication of financial policies [1][12].