加强商务和金融协同 更大力度提振消费 三部门发布通知

Core Viewpoint - The Ministry of Commerce, the People's Bank of China, and the Financial Regulatory Administration have issued a notification to enhance collaboration between commerce and finance, aiming to boost consumption through increased financial support in key areas [1][2]. Group 1: Strengthening Collaboration - Local commerce departments and financial management authorities are encouraged to improve communication and establish coordination mechanisms to address challenges in financial support for consumption [1]. - Financial institutions are urged to develop specific implementation guidelines and conduct special actions to support consumption based on existing policies [1][2]. Group 2: Financial Support for Key Consumption Areas - There is a focus on upgrading consumer goods, particularly durable goods and digital products, by enhancing financial services and facilitating consumer financing options [3]. - The notification emphasizes the need to expand service consumption by innovating financial products tailored to sectors like hospitality, education, and healthcare [4]. Group 3: Promoting New Consumption Models - The initiative encourages the development of new consumption types, including green and digital consumption, by providing diverse financial services [5]. - Financial institutions are advised to collaborate with e-commerce platforms to create business models that cater to online consumer behavior [5]. Group 4: Enhancing Government-Finance-Enterprise Cooperation - Financial institutions are encouraged to participate in local consumption promotion activities, offering tailored financial products and services to reach more consumers [7]. - There is a call for improved information sharing between local commerce departments and financial institutions to facilitate precise financing services [8]. Group 5: Publicity and Consumer Guidance - The notification highlights the importance of promoting existing financial support policies to both enterprises and consumers, ensuring they can effectively utilize these benefits [8]. - It also stresses the need for consumer protection and guidance on responsible borrowing and consumption practices [8].