三部门：运用数字人民币智能合约红包提升促消费政策实施质效

Core Viewpoint - The Ministry of Commerce, along with the People's Bank of China and the Financial Regulatory Bureau, has issued a notification aimed at enhancing collaboration between commerce and finance to boost consumer spending [1] Group 1: Policy Initiatives - The notification encourages local governments to utilize digital RMB smart contract red envelopes to improve the effectiveness of consumption promotion policies [1] - It suggests exploring various methods such as financing guarantees, loan interest subsidies, and risk compensation to strengthen the coordination of fiscal, commercial, and financial policies [1] - The focus is on guiding credit funds to increase investment in key consumer sectors [1] Group 2: Support for Specific Sectors - Local governments are encouraged to support key projects in health and wellness, cultural tourism, and new consumption areas such as digital and green sectors through various means [1] - Banks and non-bank financial institutions are urged to leverage their unique strengths and collaborate in consumer promotion activities to enhance the quality and upgrade of consumption [1]