更大力度提振消费！三部门发文

Core Viewpoint - The recent Central Economic Work Conference emphasizes the need for financial institutions to enhance support for expanding domestic demand, with a focus on boosting consumption through coordinated efforts between commerce and finance [1] Group 1: Financial Support for Consumption - Financial support will be increased in key areas of consumption, including upgrading product consumption and expanding service consumption [1][2] - Innovative financial products and services will be developed to cater to the characteristics of service consumption, such as home services, hospitality, and entertainment [2][4] - The development of financing services for intangible assets like intellectual property and technology achievements will be prioritized, along with tailored financial products for small and micro enterprises [4] Group 2: New Consumption Models - Financial institutions are encouraged to collaborate with platforms and key merchants to enhance payment options like installment plans and digital currencies, addressing consumer upgrade needs [6] - There will be a focus on developing diverse financial services for new consumption models, including green consumption and digital consumption [7] - Financial support will be directed towards initiatives that promote local consumption and rural development, including financing for logistics and agricultural product sales [11] Group 3: Consumer Engagement and Incentives - Financial institutions are urged to participate in local promotional activities to reach more businesses and consumers, offering tailored financial solutions [11] - The use of digital currency smart contracts and consumer vouchers will be encouraged to facilitate efficient fund circulation and targeted support [11] - Collaboration between financial institutions and merchants will be promoted to create financial products that align with the characteristics of the consumption industry [11]