加强商务和金融协同 更大力度提振消费

Core Viewpoint - The article discusses a joint notification issued by the Ministry of Commerce, the People's Bank of China, and the Financial Regulatory Bureau aimed at boosting consumption through enhanced collaboration between commerce and finance sectors. Group 1: Policy Measures - The notification outlines 11 policy measures across three main areas focusing on product consumption, service consumption, and new consumption types, emphasizing the need for strong mechanisms and implementation [2][4][5]. - Local departments are encouraged to strengthen communication and collaboration, utilizing financial and social capital to stimulate consumption [2][7]. Group 2: Financial Support for Consumption - Financial institutions are urged to optimize their services around five key areas: upgrading product consumption, expanding service consumption, nurturing new consumption types, innovating diverse consumption scenarios, and supporting consumption assistance [4][5]. - Specific measures include enhancing financial services for durable goods and digital products, and developing tailored loan products based on consumer credit profiles [4][6]. Group 3: New Consumption Development - The notification promotes the development of new consumption types, including green, health, and digital consumption, while encouraging financial institutions to explore innovative financial services [6][8]. - It emphasizes the integration of financing, settlement, and insurance services to support new consumption scenarios and enhance the overall consumer experience [6][7]. Group 4: Government-Financial-Enterprise Collaboration - The notification encourages a collaborative approach among government, financial institutions, and businesses to conduct diverse promotional activities and share information effectively [7][8]. - Financial institutions are advised to participate in local consumption promotion activities and customize services to meet specific local needs [7][8]. Group 5: Implementation and Future Steps - The Ministry of Commerce plans to guide local departments and financial institutions in implementing these measures effectively, aiming to support consumer welfare and stimulate consumption for a strong economic start [8].