Core Viewpoint - The article highlights the transformation of Qingyuan in the Guangdong-Hong Kong-Macao Greater Bay Area into a hub for manufacturing enterprises from the Pearl River Delta, emphasizing the role of Agricultural Bank of China (ABC) in providing tailored financial support for industrial upgrades and growth [1][2]. Group 1: Company Development - Qingyuan Shiyuan Auto Parts Co., Ltd. has successfully transitioned from receiving industrial transfers to achieving high-quality development, aided by ABC's financial services [1]. - The company, established in 2018, has seen a significant increase in downstream orders, leading to a need for rapid expansion to maintain core customer relationships [1]. - With ABC's support, Shiyuan's production capacity has increased by over 30%, and its revenue has grown annually, establishing it as a key player in Qingyuan's auto parts industry [2]. Group 2: Financial Services - ABC Qingyuan Taiping Branch customized a comprehensive financial service plan for Shiyuan, providing a credit limit of 10 million yuan, which was quickly disbursed through a streamlined digital approval process [2]. - The branch has implemented a regular tracking mechanism to monitor the company's operations and financial usage, offering additional services such as account settlement and financial consulting [2]. - ABC Qingyuan Branch has issued over 1.5 billion yuan in loans to industrial parks in Qingyuan, positioning itself as a financial engine for high-quality development in county-level industrial zones [3]. Group 3: Policy and Innovation - The bank has actively sought differentiated credit policies to prioritize financial resources for industrial parks, addressing urgent issues like collateral difficulties and tight financing limits [3]. - ABC Qingyuan Branch has expanded its financial product offerings, including fixed asset loans and supply chain financing, particularly targeting green and technology-driven enterprises [3]. - A new Inclusive Finance Technology Innovation Service Center has been established to enhance financial services for manufacturing and small enterprises, aiming to optimize business processes and provide tailored credit solutions [4].
普惠金融“精准滴灌” 产业转移“落地生金”——农行清远分行助力制造业企业高质量发展