浙江泰隆商业银行股份有限公司2025年科技创新债券获“AAAsti”评级

Core Viewpoint - Zhong Chengxin International has assigned a "AAAsti" rating to Zhejiang Tailong Commercial Bank's 2025 technology innovation bonds, highlighting the bank's strong credit advantages and stable outlook over the next 12 to 18 months [1] Group 1: Credit Rating and Economic Environment - The rating reflects the favorable economic environment in the region where Tailong Bank operates, along with its clear market positioning and mature operational experience in serving small and micro-enterprise clients [1] - The bank's asset quality, profitability, and deposit stability are also recognized as significant credit strengths [1] Group 2: Challenges and Risks - Zhong Chengxin International has noted several challenges facing Tailong Bank, including intense competition within the industry and the potential adverse impact on asset quality due to ongoing risks faced by small and micro-enterprises amid a slow macroeconomic growth backdrop [1] - The support from the Taizhou municipal government for the bank is also considered in the rating assessment [1] Group 3: Company Background - Tailong Bank originated as Taizhou Tailong Urban Credit Cooperative, established in 1993, and underwent a transformation into a joint-stock bank in 2006 [1] - The bank was restructured with contributions from original shareholders, 13 private enterprises, and the employee shareholding committee of the credit cooperative [1]