Core Insights - The article highlights the efforts of SPD Bank's Changchun branch to enhance financial services for small and micro enterprises by leveraging digital strategies and the "Hui Shandai" online credit product [1][2] Group 1: Financial Solutions for Small Enterprises - SPD Bank's Changchun branch has developed a "whitelist" mechanism to accurately match services with quality small and micro enterprises using data from tax interactions and business profiles [1] - The "Hui Shandai" product allows for a fully digital service process, enabling quick access to financing solutions tailored to the needs of small businesses [1] - A local chemical company benefited from this service, receiving a credit limit of 1.5 million yuan within 15 minutes of application, demonstrating the efficiency of the bank's digital processes [1] Group 2: Future Initiatives - SPD Bank's Changchun branch plans to continue implementing its digital strategy to address financing challenges faced by small enterprises, aiming to improve service coverage, accessibility, and customer satisfaction [2]
浦发银行长春分行:“惠闪贷”为小微企业送上“及时雨”