Group 1 - The "National Small and Micro Enterprises Fund Flow Credit Information Sharing Platform" is established by the People's Bank of China to share credit information nationwide, reflecting the operational status, cash flow, and repayment ability of enterprises [1][9] - The platform generates exclusive credit information reports based on authorized account transactions, helping enterprises overcome the "credit white household" issue [1][9] - The platform allows enterprises to autonomously choose which account information to share, ensuring data security and privacy [2][5] Group 2 - Enterprises can log in to the platform for identity verification and bind their accounts to share financial information with banks [3][10] - Financial institutions can quickly assess creditworthiness using the fund flow credit information reports, improving loan approval rates and efficiency [4][12] - The platform has successfully facilitated over 47,000 inquiries and supported 3,188 enterprises with a total credit scale of 23.192 billion yuan as of November 2025 [5][6] Group 3 - A case study of a small technology company illustrates how the platform enabled it to secure an 8 million yuan loan, leading to a revenue increase of over 30% [6][7] - The platform addresses the long-standing financing difficulties faced by small and micro enterprises, transforming intangible credit into tangible funding [9][12] - The platform's multi-dimensional dynamic imaging function helps bridge the information asymmetry between banks and enterprises, encouraging lending [12]
泰州中小微企业融资“有良方”:资金流信息平台“显身手”
Sou Hu Cai Jing·2025-12-15 08:38