央行上海总部：11月上海人民币贷款增加455亿元，人民币存款增加730亿元

Group 1: Loan and Financing Situation - In November, RMB loans increased by 45.5 billion yuan, while foreign currency loans decreased by 2.5 billion USD [1] - By the end of November, the total loan balance in Shanghai reached 12.95 trillion yuan, with a year-on-year growth of 7%, but the growth rate decreased by 0.3 percentage points compared to the previous month [1] - The increase in RMB loans was primarily driven by corporate loans, which rose by 37.9 billion yuan, while household loans increased by 9.7 billion yuan [1] Group 2: Deposit Trends - In November, RMB deposits increased by 73 billion yuan, while foreign currency deposits decreased by 2.1 billion USD [2] - The total deposit balance in Shanghai reached 24.14 trillion yuan, with a year-on-year growth of 8.7%, although the growth rate declined by 0.4 percentage points from the previous month [2] - Household deposits saw an increase of 41.3 billion yuan, while non-financial corporate deposits rose by 64 billion yuan [2] Group 3: Personal and Corporate Deposit Breakdown - In November, personal demand deposits increased by 19.5 billion yuan, while non-financial corporate demand deposits rose by 83.9 billion yuan [3] - The increase in personal demand deposits was accompanied by a rise in large time deposits and structured deposits, which increased by 11.9 billion yuan and 3 billion yuan, respectively [3] - Non-financial corporate deposits showed a mixed trend, with demand deposits increasing but time deposits decreasing significantly [3]