Elon Musk: America is ‘toast’ if AI doesn’t solve this 1 serious problem. How to protect your wealth now

Economic Context - The purchasing power of the dollar has significantly decreased, with a current $100 bill equating to about $12 in 1970 [1] - The U.S. national debt has reached $38.33 trillion as of November 24, raising concerns about potential economic scenarios [1] Debt Concerns - Ray Dalio warns of a "debt death spiral" in the U.S., where the government must borrow to pay interest, leading to a worsening cycle [2] - The U.S. paid $1.2 trillion in net interest in the fiscal year-to-date 2025, surpassing the $850 billion budgeted for defense [2][3] Investment Strategies - Dalio recommends investing in gold as a safeguard against economic downturns, emphasizing its role as a diversifier [5] - The price of gold has surged to approximately $4,200 an ounce in 2025, highlighting its increasing value [6] Real Estate Investment - Real estate is viewed as a long-term hedge against inflation, with the S&P CoreLogic U.S. National Home Price Index showing a nearly 50% increase over the past five years [11] - Crowdfunding platforms like Arrived allow investors to participate in real estate with minimal capital, starting at $100 [12] Stock Market Insights - Musk suggests that owning physical assets or stocks in reputable companies is preferable to holding cash during inflationary periods [10][11] - Warren Buffett advocates for investing in the S&P 500 index fund as a means of achieving diversification across major U.S. companies [18][19]