筑牢价格“防护网”，奏响惠农“丰收曲”——上期所2025年海南临高天胶“保险+期货”项目圆满收官

Core Insights - The project successfully established a market price "safety net" for 3,000 tons of natural rubber in Hainan Province, achieving a compensation rate of approximately 102%, benefiting nearly 6,000 rubber farmers [1][2]. Group 1: Financial Tools and Industry Impact - The rubber industry is a key pillar for the local economy in Lingao County, and the project addresses the cyclical issue of low prices harming farmers by stabilizing their income expectations [2]. - The project utilized an "enhanced Asian-style put option" scheme, which aligns well with local spot market characteristics, providing a nominal risk guarantee of 48 million yuan [2]. Group 2: Integration of Party Leadership and Innovation - The project integrates party leadership into business practices, emphasizing high-quality financial services through collaboration with local party branches [3]. - Activities such as joint party-building events and financial training sessions in the fields have been conducted to extend the role of party organizations into rural revitalization [3]. Group 3: Future Outlook and Model Value - The success of the Hainan Lingao project reinforces the vitality of the "insurance + futures" model in supporting agricultural finance [4]. - The company plans to continue enhancing the integration of party leadership and business, optimizing financial products and services, and exploring comprehensive inclusive financial services to support national strategic material security and rural industry revitalization [4].