Core Viewpoint - The Postal Savings Bank of China is actively promoting consumer finance to stimulate domestic demand and enhance consumer spending through various financial services and products [1] Group 1: Consumer Finance Initiatives - The bank has introduced a comprehensive action plan with 16 specific measures aimed at accelerating the development of consumer finance [1] - The bank's Urumqi branch has tailored financial products and optimized service processes to unlock consumer potential and meet both rigid and improvement consumption demands [1] Group 2: Auto Loan Services - The bank focuses on customer needs for low interest rates, quick processing, and simple procedures, implementing a differentiated pricing strategy for auto loans [3] - The bank has established partnerships with over 50 auto dealers and has created six specialized auto branches, facilitating over 200 million yuan in auto loans this year, benefiting more than 700 customers [3] Group 3: Housing Loan Services - The bank has enhanced its service for housing loans by collaborating with real estate associations and offering interest rate discounts to new housing loan customers [5] - This year, the bank has issued over 1 billion yuan in housing loans, helping nearly 2,000 families secure homes [5] Group 4: Consumer Promotion Activities - The bank launched the "Postal Benefits for Thousands of Families" campaign, which includes significant discounts on home appliances, directly responding to consumer needs [6] - The bank has implemented various year-round credit card promotions, resulting in over 100 million transactions and driving nearly 1.7 billion yuan in direct consumer spending [7]
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