中国支付清算协会：鼓励市场主体积极参与条码支付互联互通

Core Viewpoint - The China Payment and Clearing Association has issued an initiative to promote the healthy development of the mobile payment market, emphasizing innovation, fair competition, interoperability, and risk prevention [1] Group 1: Encouragement of Payment Innovation - The initiative encourages market participants to leverage their advantages and understand the changing needs of users and merchants, leading to continuous innovation in payment products and services [1] - It calls for increased investment in innovation while ensuring compliance with laws and regulations, aiming to optimize mobile payment offerings for consumers and merchants [1] Group 2: Maintenance of Fair Competition - Market participants are urged to strictly adhere to the Anti-Unfair Competition Law of the People's Republic of China to maintain a fair competitive market order [1] - The initiative promotes equal collaboration among businesses and encourages product innovation and technological upgrades to enhance competitiveness [1] - It prohibits practices that restrict the display of other legitimate payment products or limit business cooperation among market entities [1] Group 3: Promotion of Interoperability - The initiative encourages active participation in barcode payment interoperability, advocating for an open and equal acceptance network across various scenarios [1] - It aims to build an interconnected mobile payment industry ecosystem and contribute to the establishment of a unified domestic market [1] Group 4: Strengthening Risk Prevention - Market participants are advised to adhere to innovation while maintaining regulatory compliance, utilizing technologies like big data and artificial intelligence to enhance risk prevention capabilities [1] - The initiative emphasizes the importance of joint risk prevention and control, explicitly stating that payment channels must not be provided for illegal transactions [1]