支付错误能撤回吗？中国支付清算协会科普

Group 1 - The China Payment and Clearing Association has released a Q&A regarding the effectiveness of electronic payment regulation in China, highlighting the ability for payers to modify or revoke payment instructions under certain conditions [1] - With the rise of mobile payments, customers can initiate payment instructions online with options for real-time or delayed processing, and regulations require banks to offer various transfer methods [2] - The Electronic Commerce Law states that losses from unauthorized payments are to be borne by electronic payment service providers unless the provider can prove user fault, shifting responsibility to the user [3] Group 2 - Payment service providers must enhance authorization verification for electronic payment transactions and assist users in identifying the causes of unauthorized transactions [3] - Regulations mandate that payment service providers take corrective actions if payment instructions are not executed properly due to their own system or internal control issues [3] - The management of transaction limits for personal customers using payment account balances is enforced under the Non-Bank Payment Institution Network Payment Business Management Measures [3]