890万罚单落地，三峡银行“落马”前董事长再遭终身禁业

Core Viewpoint - The recent disciplinary actions against senior executives of Chongqing Sanxia Bank highlight serious internal control failures and regulatory violations, leading to significant penalties and management changes [1][2]. Group 1: Regulatory Actions and Violations - Chongqing Sanxia Bank was fined 8.9 million yuan for eight violations, including inadequate internal controls, improper loan issuance, and inflated financial service data [1]. - The bank's former chairman and president, Ding Shilu, received a lifetime ban from the banking industry, while vice president Wang Liangping was disqualified from senior management for ten years [1]. - The violations appear to span multiple years and involve serious misconduct by the bank's leadership, indicating systemic issues within the institution [1]. Group 2: Executive Background and Impact on Performance - Ding Shilu has been a core leader since 2010, serving as chairman and president, while Wang Liangping has been with the bank since its establishment in 2008 [1][2]. - During the investigation period from 2021 to 2022, the bank experienced significant fluctuations in performance, with revenue and net profit growth rates declining by 27.69% and 19.91%, respectively [2]. - Despite a subsequent recovery in performance, the bank's financial results have remained volatile [2]. Group 3: Management Changes and Future Prospects - The current chairman is Liu Jiangqiao, a former vice president of Chongqing Rural Commercial Bank, while the new president is Huang Ning from Chongqing Bank [3]. - Liu Jiangqiao, born in 1970, is approaching retirement age, suggesting potential further management changes in the near future [3]. - The bank has struggled to advance its IPO plans, remaining the only one among Chongqing's three major banks yet to complete the listing process, despite previous efforts and a partnership with China Merchants Securities [3][4].