又一消金公司，计划大规模增资

Core Viewpoint - Changyin 58 Consumer Finance plans to raise capital up to 1.55 billion yuan to enhance its capital strength and risk resistance capabilities, with the final amount subject to regulatory approval [1][2][3]. Group 1: Capital Increase Details - Changyin 58's registered capital will increase from 1.124 billion yuan to 1.945 billion yuan after the capital increase and share transfer [1][3]. - The shareholding of Changsha Bank will rise from 56.66% to 80.82%, while Beijing Wanglin and Tongcheng Holdings will see their shares decrease to 15.27% and 3.91%, respectively [3]. - The capital increase is priced at 1.8877 yuan per share, with Tongcheng Holdings planning to transfer 114 million shares to Changsha Bank for approximately 215 million yuan [2][3]. Group 2: Historical Context and Regulatory Changes - Changyin 58 was established in early 2017 with an initial registered capital of 300 million yuan, with Changsha Bank holding 51% [2]. - The company underwent a capital increase in 2019, raising its capital to 900 million yuan while maintaining the same shareholding structure [2]. - The revised "Consumer Finance Company Management Measures" will raise the minimum registered capital requirement from 300 million yuan to 1 billion yuan, effective March 2024 [2]. Group 3: Financial Performance - As of the end of last year, Changyin 58 had total assets of approximately 29.62 billion yuan, with a projected revenue of about 3 billion yuan and a net profit of 34 million yuan, reflecting a year-on-year decline of 7.6% and 95%, respectively [3]. - By the end of September this year, the company's asset scale expanded to over 34.6 billion yuan, with a net profit of 21 million yuan for the first three quarters [3]. Group 4: Industry Trends - At least seven other consumer finance companies have completed capital increases this year, indicating a trend towards strengthening capital bases across the industry [4][5][6]. - The regulatory environment is pushing companies to enhance their capital strength to meet new requirements, as seen in the recent issuance of the "Consumer Finance Company Regulatory Rating Measures" [7].