平安融易淮安分公司：高效便捷融资服务，支持小微经营发展

Core Insights - The article highlights the effective financing solutions provided by Ping An Rongyi, which have significantly aided small business operators like Mr. Gui in managing their cash flow needs [1][2] Group 1: Financing Experience - Mr. Gui, a property manager, successfully obtained a 500,000 yuan car loan from Ping An Rongyi in 2023, which he repaid early in 14 installments, showcasing the flexibility of the service [1] - Following the car loan, Mr. Gui applied for and received an unsecured loan of 500,000 yuan, further alleviating his financial pressure [1] - The financing process was streamlined, allowing Mr. Gui to complete transactions quickly through remote scanning, taking only a few minutes [1] Group 2: Service Model and Technology - Ping An Rongyi emphasizes a "three savings" service model, focusing on saving time, effort, and money for clients [2] - The company utilizes an "AI + O2O" service model, with the self-developed "Xingyun 2.0" AI loan system enabling 95% of micro clients to receive loans within 1.3 hours with zero text input [2] - The service team actively engages with clients in the field, combining on-site visits with rapid risk control responses to create a comprehensive service network [2] Group 3: Future Commitment - Ping An Rongyi's Huai'an branch aims to continue providing high-quality, one-stop financing services to small business operators, supporting their transformation and industrial upgrades [2]