Guan Cha Zhe Wang·2025-12-17 06:24Group 1 - The Chongqing Rural Commercial Bank's Rongchang branch was fined 700,000 yuan due to internal control management issues [1][3] - The bank has faced multiple penalties this year, including a fine of 2.9586 million yuan for foreign exchange business violations on January 9 [3] - The bank's Q3 2025 report shows a slight increase in revenue to 21.658 billion yuan, with a net profit of 10.694 billion yuan, reflecting a year-on-year increase of 3.74% [3] Group 2 - The bank's Q3 revenue showed signs of pressure, with a quarter-on-quarter contraction of 7.98% and a year-on-year increase of only 1.1% [3] - The bank's intermediary business income has weakened, with net income from fees and commissions decreasing by 16.71% year-on-year [3] - As of the end of Q3, the bank's non-performing loan ratio was 1.12%, which has decreased compared to the end of the previous year [3] Group 3 - The Chongqing Rural Commercial Bank was established in 1951 and underwent a shareholding reform in 2008, becoming the first rural commercial bank listed in both Hong Kong and A-share markets [3]